My Story

Tell me if this sounds familiar:

Receive postcard in mailbox about Free CalSTRS Analysis
Contact person on postcard, make appointment
Find out person is NOT from STRS, just another 403(b) salesperson
Sign up anyway – figure something is better than nothing
NEVER hear from the guy/girl again
(Repeat this a couple more times and this is my true story)

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So, that is the short version of my journey into the world of the 403(b).

In my 5 years of teaching, I had signed up with 3 different 403(b) people, and never once heard back from any of them.

Naturally, I was frustrated, and so I started asking the other teachers at my school to see if anyone had a financial advisor that they liked and stayed in contact with. I must have asked a dozen different teachers, and none of them had any recommendations for me. Most of the teachers had a 403(b), but none of them really stayed in contact with their advisor.

So, I began educating myself.

While I was going through my education, I realized I was not the only teacher who needed this important information.

I continued on and took the necessary classes to obtain the licenses and certificates that are required in the state of California to sell and provide 403(b) advice.

In 2004, I made the difficult decision to leave a career I loved in teaching junior high school students, to teach teachers about their 403(b) and retirement.

Since 2004, I have a been a Full-Time, Year-Round, Financial Advisor educating as many teachers as I can about their retirement and the 403(b).

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Along with becoming an advisor, I am also:

CA Registered Tax Preparer
Licensed Insurance Agent
Registered Tax Preparer
Legal Document Assistant, Orange County LDA #249
Notary Public

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If you have any questions about your retirement or your 403(b) such as:

Am I investing in the right 403(b) for me?
I want to learn how to get started.
I would like to be more familiar with all the different 403(b) options that are available to me.
I haven’t reviewed my 403(b) in a long time, and I was wondering if I’m doing the right thing.
I’m wondering how much I’ll need enough to retire.
I’m thinking of retiring soon, but don’t know if I can afford to.
I want to learn about how contributing to a 403(b) can reduce my income taxes.