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In this 8 minute video I give a brief summary/description of CalSTRS along with a brief overview on the 403(b) retirement option for teachers. Click here to watch all my recently added videos.
Retirement Contribution Limits for 2017
Here are the 2017 retirement contribution limits for teachers. The following limits are: – $18,000 to a 403(b), 457 or the federal government’s Thrift Savings Plan. In addition, you can add as much as $6,000 more in catch-up contributions if you’re 50 or older in 2017. – $5,500 is the annual contribution limit for traditional and Roth IRAs. […]
Pushy 403(b)/TSA Salespeople: A True Story
Does this story sound familiar to any of you teachers out there? Here is an excerpt from an email I recently received from one of my clients who teaches in Tustin USD. Two guys stopped by my classroom yesterday [after-school, uninvited/unannounced] and tried to talk to me about investing… I told them I had it […]
2010 Recap and Thank You!
I can’t believe it, but it’s been over 6 six years since I left the teaching profession. Although I loved teaching junior high – yes, it’s true, I did love teaching at the junior high level – and although I do miss it from time-to-time, I love what I am doing now, and I am […]
403(b) vs. Roth 403(b)
Although many teachers have heard of the 403(b), it has been my experience that most teachers have not yet heard about the Roth 403(b). So, what are the differences? The short answer: for the most part, the main difference is how and when you’re taxed on your money. For a little more information, keep reading. […]
“It’s Like Taking the Gambling Out of the Stock Market”
The other day I was talking to an acquaintance about what I do, and about the type of investments most of my clients prefer, and after I was done explaining he asked, “So, it’s like taking the gambling out of the stock market?” I said,…“exactly.” ______________ Usually after explaining to new clients about the type […]
